--- title: Off-Road Vehicle Insurance from Roth & Roth Insurance Agency description: Roth & Roth Insurance Agency offers insurance for ATVs, golf carts, snowmobiles & more. Request a quote online or call 630-800-0271 to talk to an insurance advisor today. --- # Off-Road Vehicle Insurance ## from Roth & Roth Insurance Agency [Request a Quote](/off-road-vehicle-insurance/quote) * * * ## Off-Road Vehicle Insurance Did you know you can get specialized insurance for your off-road vehicles just like for your car? When you’re not worried about insurance coverage, you can give your all to having fun out on the links and the trails. Off-road vehicle insurance covers golf carts, all-terrain vehicles (ATVs), dirt bikes, dune buggies, snowmobiles, and other motorsports vehicles. Your off-road vehicles are usually not covered by your regular home or auto policies. Additionally, if you want to drive your off-road vehicle on state or national park property, you will need to have it insured correctly. You can reduce the cost of your off-road vehicle insurance if you keep your overall driving record clean. If you have claims on your regular auto insurance policy for things that are your fault, or if you have driving record violations, like speeding tickets, your rates could go up. If you insure your dirt bike, your golf cart, and your snowmobile with the same carrier, you can also reduce your costs. While every policy is unique, most off-road vehicle policies generally cover similar situations: 1. Damage to your vehicle when you have a collision with a stationary object or another vehicle. 2. Damage to another person’s property while in/on your off-road vehicle. 3. Injuring someone while driving your off-road vehicle. 4. Vandalism, theft, or fire. We want you to enjoy your time outdoors with your off-road vehicle. As an independent agency, we’ll help you find the right insurance policy that lets you rest easy knowing you have the coverage you need. * * * ## Why Roth & Roth Insurance Agency? ### Licensed & Insured ### Trained & Certified ### Locally Owned & Operated ### 5-Star Reviewed ## Insurance Quotes Give us some info and we'll help you find the best coverage options. [Request a Quote](/off-road-vehicle-insurance/quote) ## Insurance Partners [AAA — Allstate — American General Life — American Modern — AmTrust Financial — Assurity Life — Attune Insurance — Banner Life — Bristol West — Cigna — Encompass Insurance — Foremost Insurance — GEICO — Grundy Insurance — Hippo Insurance — Hiscox — Hudson Insurance Group — Liberty Mutual — Lincoln Financial Group — Main Street America Insurance — Mile Auto — Mutual of Omaha — National General Insurance — Nationwide — NEXT — Openly — Palomar Insurance — PIE Insurance — Progressive — SageSure — The Hartford — THREE by Berkshire Hathaway — Travelers — Westfield Insurance](/insurance-companies) ## Ready to Get Started? Let Roth & Roth Insurance Agency provide a competitive quote for your **Off-Road Vehicle Insurance** in Florida. 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